Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the needs of contractors operating right here in the Valley of the Sun. We understand the unique risks and responsibilities that come with building, repairing, and maintaining properties and infrastructure. Our mission is simple: to provide tailored insurance solutions that protect your business, your people, and your bottom line, all from our Phoenix headquarters.
At The Contractor's Choice, we focus solely on the insurance needs of the contracting industry. We don't offer generic policies; we craft coverage specifically designed for tradespeople and construction professionals. From small, independent tradesmen to large, established construction firms, we recognize that every contractor faces distinct challenges that require specialized protection.
Our Core Insurance Services for Local Contractors:
General Liability Insurance: This is essential coverage for contractors. It protects your business if you're accused of causing bodily injury or property damage while performing your work at a client's site. From a dropped ceiling tile causing injury to accidental damage to a client's existing structure, general liability provides crucial financial protection.
Workers' Compensation Insurance: Protecting your employees is paramount. Workers' compensation insurance covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job. As a local agency serving contractors in Phoenix, we ensure you have the appropriate coverage and understand the specific requirements in Arizona.
Tools, Equipment, and Vehicle Insurance: Your tools are your livelihood. We offer specialized coverage to protect your valuable equipment, from power saws and ladders to delivery vehicles used for job sites across the Phoenix area. This coverage helps ensure you can continue operations even if an incident occurs.
Business Auto Insurance: If your contracting business involves company vehicles, whether for deliveries, job site visits, or client meetings, dedicated business auto insurance is vital. This policy protects you from liability associated with company vehicles and offers coverage for damage to your fleet.
Commercial Property Insurance: Protect your place of business, whether it's a mobile office, a warehouse, or your main workshop. Commercial property insurance covers damage to your business premises and equipment caused by events like fire, theft, vandalism, or natural disasters impacting the Phoenix area.
Professional Liability Insurance (Errors & Omissions): This coverage protects you against claims of negligence, mistakes, or failure to perform services according to industry standards. It's crucial for safeguarding your reputation and finances if a client alleges you failed to meet contractual obligations.
Commercial Umbrella Insurance: For contractors with substantial assets or higher risk exposures, commercial umbrella insurance provides excess liability protection beyond the limits of your primary insurance policies, offering an extra layer of security.
Why Contractors Choose Us:
Choosing The Contractor's Choice Agency means partnering with an insurance provider who understands your world. We pride ourselves on:
Industry Expertise: Our agents are knowledgeable about the specific perils contractors face – from weather-related damage to third-party liability on job sites.
Local Focus: Being located right here in Phoenix allows us to understand the local market, regulatory environment, and the specific needs of contractors working within Maricopa County.
Personalized Service: We take the time to understand your unique business operations, risk exposures, and budgetary constraints to tailor a comprehensive insurance package.
Claims Support: We provide dedicated claims assistance, understanding that when an incident occurs, prompt and effective support is critical to minimizing disruption to your business.
Competitive Options: We leverage our specialized focus to secure competitive rates and coverage options tailored specifically for contractors.
Protecting your business is an ongoing process. The Contractor's Choice Agency is committed to being your trusted insurance partner throughout your career in contracting. We offer expert guidance, tailored solutions, and reliable support focused exclusively on safeguarding your success here in Phoenix.
Ready to ensure your contracting business is fully protected? Contact The Contractor's Choice Agency today. Visit our website at https://contractorschoiceagency.com/ or call us directly at 844-967-5247. Let us help you navigate the complexities of contractor insurance and focus on what you do best – building and maintaining the structures that define our community.
Frequently Asked Questions (FAQs) for Contractors in Phoenix:
Q1: What types of contractors do you serve?
A1: We specialize in serving a wide range of contractors operating locally in Phoenix, including general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing, painting, etc.), construction managers, equipment rental companies, and small business owners providing contracting services.
Q2: How does my location in Phoenix affect my insurance needs?
A2: Your location in Phoenix impacts insurance needs primarily through local regulations, weather patterns, and specific risks associated with construction in the Maricopa County area. For example, coverage might need to address specific Arizona state requirements, protection against hail damage risks, or considerations for desert environments. We tailor policies to these local factors.
Q3: What is the claims process like when I need to file a claim?
A3: We prioritize a straightforward and supportive claims process. If an incident occurs, you should contact us immediately. Our dedicated claims team will guide you through the process, investigate the claim thoroughly, manage communication with adjusters, and work to ensure you receive fair and timely resolution, minimizing disruption to your business operations in Phoenix.
Q4: Do you handle workers' compensation specifically for Phoenix contractors?
A4: Absolutely. Workers' compensation is a critical component of contractor insurance in Arizona. We have experience navigating the complexities of Arizona's workers' compensation system and can help you secure the appropriate coverage for your employees based on your specific contracting activities here in Phoenix.
Q5: Can you help me find the most cost-effective insurance for my contracting business in Phoenix?
A5: Yes, we understand that budget is an important factor. Our specialized focus allows us to source competitive insurance options tailored to contractors in Phoenix. We analyze your risks carefully to find the right balance between comprehensive coverage and cost-effective premiums, ensuring you're protected without paying for unnecessary coverage.